How do I know if my novated lease quote is fair?
A novated lease quote is worth testing as a complete after-tax comparison, not accepting because a provider highlights a large tax saving. These guides explain the numbers people usually miss — finance cost, fees, running-cost assumptions, EV eligibility, the residual and what happens if your job changes.
Is My Novated Lease Quote Any Good?
How to check whether a novated lease quote is genuinely competitive, including the interest rate, fees, tax saving, running costs and residual.
Read the answer →Novated Lease vs Buying Outright: What Are the Real Numbers?
A practical after-tax comparison of a novated lease and buying a car outright in Australia, including the residual and opportunity cost of cash.
Read the answer →EV FBT Exemption: Who Qualifies and What Is It Worth?
The Australian EV FBT exemption explained for novated leases: vehicle eligibility, timing, LCT condition, reportable fringe benefits and real value.
Read the answer →What Is the Novated Lease Residual or Balloon, and What Happens Then?
What the residual value means, how the ATO minimums affect a novated lease, and the options when the balloon payment falls due.
Read the answer →What Happens to a Novated Lease When You Leave Your Job?
What happens to your novated lease when you resign, are made redundant or change employers, including transfer, direct payment and early termination risks.
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